Terms of Use

This Terms of Use Agreement (the “Agreement”) sets forth the standards of use of the Grameen Research Inc. Online Service (the “Service” or “Website”).  By using the www.tocatchadollar.com Website, you (the “User”) agree to these terms and conditions.  If you do not agree to the terms and conditions of this Agreement, you should immediately cease all use of this Website.

We reserve the right, at any time, to modify, alter, or update the terms and conditions of this Agreement without prior notice to you.  Modifications shall become effective immediately upon being posted at tocatchadollar.com Website.  We also reserve the right to add, delete, modify or amend features and/or services contained within the Site, to limit the provision of any content, service, or product described herein to any person, geographic area or jurisdiction, at any time and in our sole discretion, as well as to limit the quantities of any content, service, or product(s) that we may provide.  You are responsible for regularly reviewing this Website and this Agreement.  Your continued use of the Service after amendments are posted to the Grameen Research Inc. Website constitutes an acknowledgement and acceptance of the Agreement and its modifications. Updated versions of this Agreement and other documentation related to the Service will appear on this Website and are effective immediately upon being posted, or as soon as permitted under applicable law.  Continued use of the Service after any changes have been posted to this Website constitutes your consent to such changes.

1.  Message Boards and Other Interactive Features

This Website may include interactive features, including, but not limited to, message boards, web logs (or blogs), email services, and areas that allow uploading of user-generated content (the “Interactive Features”). The User is solely responsible for any material that s/he posts on message boards or transmits through any other Interactive Feature on the Website. Grameen Research Inc. does not control any messages, information or files that Users or others may provide through the Website. This Website, including its Interactive Features, shall be used for lawful purposes only.
Users or any other uses shall not:

* Engage in any conduct that, in Grameen Research Inc.’s sole discretion restricts or inhibits any other user from using or enjoying the Website.

* Post or transmit any material that violates Grameen Research Inc.’s rights or the rights of others, including, without limitation, privacy rights, publicity rights, copyrights, trademark rights, patent rights, contract rights, or any other right.

* Use the Website to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

* Interfere with or disrupt any servers or networks used to provide the Website or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Website.

* Use the Website in an unlawful, threatening, or abusive manner, including without limitation, to promote racism, bigotry, hatred or physical harm of any kind against any group or individual.

* Gain unauthorized access to the Website, or any account, computer system, or network connected to this Website, by means such as hacking, password mining or other illicit means.

* Obtain or attempt to obtain any materials or information not intentionally made available through this Website.

* Use the Website to post or transmit any vulgar, obscene, or otherwise objectionable information of any kind, including without limitation, any transmissions that encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.

* Use the Website to post or transmit any information, software or other material that contains a virus or other harmful component.

* Use the Website to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.

* Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Website.
Grameen Research Inc. reserves the right to monitor the content of the message boards or other Interactive Features to determine compliance with this Agreement and any other operating rules that it may establish. Grameen Research Inc. shall have the right, in its sole discretion, to edit, refuse to post or remove any material submitted to or posted on the message boards or other Interactive Features of the Website. Users and other Website users remain solely responsible at all times for the content of any messages or transmissions they make using the Websites Interactive Features. Grameen Research Inc. neither endorses nor admits responsibility for the accuracy or reliability of any opinion, advice or statement on the message boards or other Interactive Features of the Website, whether provided by Grameen Research Inc., its employees, a User, or any third party.

Grameen Research Inc. shall not be liable for any loss or damage of any kind caused by the reliance on information obtained through postings on the message boards or other Interactive Features of the Website. Grameen Research Inc. shall not be liable for any offensive, defamatory or obscene posting made on the message boards or other Interactive Features of the Website. Grameen Research Inc. reserves the right at all times to disclose any information we believe necessary to satisfy any law, regulation or governmental request, or to refuse to post or remove, in whole or in art, any information or materials that Grameen Research Inc. deeds, deems, in its sole discretion, are inappropriate, objectionable or otherwise in violation of this Agreement or our Website Privacy Statement. Grameen Research Inc. also reserve the right to deny access to the Website or any features of the Website to anyone who violates this Agreement or who, in its sole discretion, interferes with the ability of others to enjoy the Website or infringes on the rights of others. Neither Grameen Research Inc. nor any third party content provider shall assume any liability for any action or inaction by Grameen Research Inc. or any third party content provider with respect to any conduct, communication, posting on the message boards, or other uses of Interactive Features of the Website.

2.  License

User grants Grameen Research Inc. a non-exclusive royalty free, perpetual, irrevocable and fully sublicenseable and assignable right to use, reproduce, modify, adapt, publish, translate, create derivative works of, distribute, and display User’s content throughout the world in any print or non-print media, including, but not limited to, for use on the Website or any other material or media whether now known or hereafter created.

3.  Limited License; Permitted Uses

As a user of this Website, you are granted a non-exclusive, non-transferable, revocable, limited license (a) to access and use the Website solely in accordance with this Agreement; (b) to use the Website solely for personal, non-commercial purposes; and (c) to print out discrete information from the Website solely for personal, non-commercial purposes, provided that you honor all copyright restrictions and adhere to all other policies contained in this Agreement and Website Privacy Statement. No copy, print out or electronic replication of any part of the Website or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances, except as may be required by applicable law.

4.  Restrictions and Prohibitions on Use

Your limited license to access and use the Website and any information, materials or documents (collectively defined as “Content and Materials”) therein are subject to the following restrictions and prohibitions on use: You may not—

(a) copy, print (except for the express limited purpose permitted by Section 3 above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Website or any Content and Materials there from;

(b) use the Website or any materials obtained from the Website to develop, or include as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other means of commercial distribution;

(c) create compilations or derivative works of any Content and Materials from the Website;

(d) use any Content and Materials from the Website in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of Grameen Research Inc. or any third parties;

(e) remove, change or obscure any copyright notice or other proprietary notice or term or condition of use contained in the Website;

(f) make any portion of the Website available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future;

(g) remove, decompile, disassemble or reverse engineer any Website software, or use any network monitoring or discovery software to determine the Website architecture;

(h) use any automatic or manual process to harvest information from the Website;

(i) use the Website for the purpose of gathering information for or transmitting (1) unsolicited commercial e-mail; (2) e-mail that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions;

(j) use the Website in a manner that violates any state or federal law regulating e-mail, facsimile transmissions or telephone solicitations; and

(k) export or re-export the Website or any portion thereof, or any software available on or through the Website, in violation of the export control laws or regulations of the United States.

5.  Scope of Terms of Use

This Agreement applies to your use of the Website, and all content, applications, software, services available through the Website, except to the extent that such services, sites, or content are the subject of a separate agreement. Other specific terms and conditions may apply to the use of certain services and other items provided to you via this Website. Please monitor this Website routinely for additional information relating to specific terms and conditions regarding services provided through this Website. You agree to use the Website and all content, applications, software, or services available through the Website in strict compliance with all applicable laws, regulations, rulings, Grameen Research Inc. policies, and in a manner that does not negatively reflect on the goodwill or reputation of Grameen Research Inc..

6.  Copyright and Trademark Information

The material, information, content, and services accessible from this Website, and any other website owned, operated, licensed, or otherwise controlled by Grameen Research Inc., including site design, text, graphics, interfaces, and the selection and arrangement of the preceding, is the proprietary information of Grameen Research Inc. or the party that provided or licensed the material, information, content, or services accessible from this Website to Grameen Research Inc. (collectively “Information”), whereby such providing party retains all right, title, and interest in such Information. Accordingly, the Information may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Grameen Research Inc., except that you may print out a copy of Information from the Website solely for your personal use (e.g., records). In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Information.  Modification or use of the Information except as expressly provided in this Agreement violates Grameen Research Inc.’s intellectual property rights. Neither title nor intellectual property rights are transferred to any User because of their access to this Website.

Trademarks, service marks, logos, and copyrighted works appearing in this site are the property of Grameen Research Inc. or the party that provided the trademarks, services marks, logos, and copyrighted works to Grameen Research Inc.. Grameen Research Inc. and any party that provided trademarks, service marks, logos, and copyrighted works to Grameen Research Inc. retain all rights with respect to any of their respective trademarks, service marks, logos, and copyrighted works appearing in this Website. All Information contained in this Website is copyrighted and may not be used in any written, electronic or media publications or Web pages without the express written permission of Grameen Research Inc.. © Copyright 2007 – Grameen Research Inc.. ALL RIGHTS RESERVED.

Users also agree that they will not use any robot, spider, or other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of Grameen Research Inc..

Grameen Research Inc.™ and tocatchadollar.com™ are proprietary marks of Grameen Research Inc.. Grameen Research Inc.’s trademarks may not be used in connection with any product or service that is not provided by Grameen Research Inc., in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Grameen Research Inc..

All other trademarks displayed on Grameen Research Inc.’s Website are the trademarks of their respective owners, and constitute neither an endorsement nor a recommendation of those Vendors. In addition, such use of trademarks or links to the Websites of Vendors is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with Grameen Research Inc..

7.  Notification of Claimed Copyright Infringement

Pursuant to Section 512(c) of the Copyright Revision Act, Grameen Research Inc. designates the following individual as its agent for receipt of notifications of claimed copyright infringement.

Grameen Research Inc.
500 West Cummings Park, Suite 5400
Woburn, MA 01801

tcad@tocatchadollar.com This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
T: 212-735-4043

8.  Third-Party Websites

Third party content may appear on this Website or may be accessible via links from this Website. Grameen Research Inc. is not responsible for and assumes no liability for any mistakes, misstatements of law, defamation, slander, libel, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations, or any other form of content contained in the any third party content appearing on the Website. The User acknowledges that the information and opinions in the third party content neither is endorsed by nor reflects the beliefs of Grameen Research Inc.. The User acknowledges that Grameen Research Inc. is not responsible for the availability of, or the content located on or through, any third-party site. The User should contact the third party site administrator or webmaster if s/he has any concerns regarding such links or the content located on such sites. The User acknowledges that use of third-party sites is subject to the terms of use and privacy policies of each third party site respectively, and that Grameen Research Inc. in no way assumes any responsibility for the content or policies of any third party websites.

9.  Disclaimer Regarding Accuracy of Vendor Information

Product specifications and other information have either been provided by the Vendors or collected from publicly available sources. While Grameen Research Inc. makes every effort to ensure that the information on this Website is accurate, we can make no representations or warranties as to the accuracy or reliability of any information provided on this Website.

Grameen Research Inc. makes no warranties or representations whatsoever with regard to any product provided or offered by any Vendor, and you acknowledge that any reliance on representations and warranties provided by any Vendor shall be at your own risk.

10.  Disclaimer of Warranties.

THIS WEBSITE IS PROVIDED BY Grameen Research Inc. ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, Grameen Research Inc. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE USE OF THIS WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. Grameen Research Inc. SHALL HAVE NO LIABILITY FOR ANY INTERRUPTIONS IN THE USE OF THIS WEBSITE. WHERE APPLICABLE, Grameen Research Inc. DISCLAIMS ALL WARRANTIES WITH REGARD TO THE INFORMATION PROVIDED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Grameen Research Inc. DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Grameen Research Inc. DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT OF THIS WEBSITE IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND Grameen Research Inc. MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT Grameen Research Inc., ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS WEBSITE ITS CONTENT OR ANY SERVICES OFFERED THROUGH THIS WEBSITE. Grameen Research Inc. MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

YOU ACKNOWLEDGE BY YOUR USE OF THE WEBSITE, THAT YOUR USE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING, REPAIRS, OR REPLACEMENT OF ANY EQUIPMENT, HARDWARE OR DATE YOU USE IN CONNECTION WITH YOUR USE OF THE WEBSITE OR THE SERVICES OFFERED THROUGH THE WEBSITE AND THAT Grameen Research Inc. SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND RELATED YOUR USE OR INABILITY TO USE THE WEBSITE OR ANY SERVICES OFFERED THROUGH THE WEBSITE.

11.  Limitation of Liability

NEITHER Grameen Research Inc. NOR ANY OF OUR AFFILIATES, LICENSORS, SUPPLIERS, AND EACH OF OUR AND THEIR DIRECTORS, OFFICERS, AGENTS, CONTRACTORS, PARTNERS, EMPLOYEES, LICENSORS, AND SUPPLIERS, ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS, LOSS OF DATA OR LOST PROFITS), UNDER ANY LEGAL THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THIS SITE AND/OR CONTENT OR USER SUBMISSION OR ANY LINKED SITE.  USER’S SOLE REMEDY FOR DISSATISFACTION WITH THIS SITE OR ANY POSTING OR SUBMISSION OR ANY LINKED SITE IS TO STOP USING THIS SITE OR LINKED SITE, AS APPLICABLE.  THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO Grameen Research Inc. FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, SHALL BE THE TOTAL AMOUNT PAID BY YOU TO Grameen Research Inc., IF ANY, TO ACCESS THIS SITE.  USER ACKNOWLEDGES THAT IF NO FEES ARE PAID BY YOU TO Grameen Research Inc. TO ACCESS THIS SITE, USER SHALL BE LIMITED TO EQUITABLE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM Grameen Research Inc., OUR AFFILIATES, LICENSORS, SUPPLIERS, AND EACH OF THEIR DIRECTORS, OFFICERS, AGENTS, CONTRACTORS, PARTNERS, EMPLOYEES, LICENSORS, AND SUPPLIERS, REGARDLESS OF THE CAUSE OF ACTION.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES.  IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

12.  Indemnification

User agrees to indemnify and hold harmless Grameen Research Inc., its parent, subsidiaries, affiliates, officers and employees from any claim or demand, including attorneys’ fees and costs, made by any third party due to or arising out of the User’s use of this Website, the Service, any violation or breach of this Agreement, or the infringement by the User of any intellectual property or other right of any third party arising out of the User’s use of this Website or the Service..

13.  Compliance with Laws.

User assumes all responsibility for knowledge of applicable laws and is responsible for compliance with any such laws. User may not use the Service in any way that violates applicable state, federal, or international laws, regulations or other governmental requirements. User further agrees not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation.

14.  Modifications and Interruptions to the Service

Grameen Research Inc. reserves the right to modify or discontinue the Service without prior notice to the User.  Grameen Research Inc. reserves the right to frequently update and improve this Website and other documentation related to the Service. Grameen Research Inc. also reserves the right to change this Agreement at any time.  New Website content will be added when available.

Grameen Research Inc. shall not be liable to any User or third party with respect to Grameen Research Inc.’s exercise of its right to modify or discontinue the Service. User acknowledges and agrees that Grameen Research Inc. does not guarantee continuous, uninterrupted or secure access to the Website and operation of our Website may be interfered with or adversely affected by numerous factors or circumstances beyond our control.

15.  Botnets

Grameen Research Inc. retains the right, at our sole discretion, to terminate any accounts involved with botnets and related activities. If any hostnames are used as command and control points for botnets, Grameen Research Inc. reserves the right to direct the involved hostnames to a honeypot, loopback address, logging facility, or any other destination at our discretion.

16.  Governing Law and Jurisdiction

Our Website is operated and provided in the State of New York. As such, we are subject to the laws of the State of New York, and such laws will govern this Terms of Use, without giving effect to any choice of law rules. We make no representation that our Website or other services are appropriate, legal or available for use in other locations. Accordingly, if you choose to access our site you agree to do so subject to the internal laws of the State of New York. This Agreement and the Website Privacy Statement will be governed and interpreted pursuant to the laws of the State of New York, United States of America, notwithstanding any principles of New York conflicts of laws. You specifically consent to personal jurisdiction in the New York in connection with any dispute between you and Grameen Research Inc. arising out of this Agreement or your use of this Website. You and Grameen Research Inc. each agree that the exclusive venue for any dispute arising out of this Agreement or your use of this Website will be in the state and federal courts in New York, New York. The United Nations Convention on Contracts for the International Sale of Goods will not apply to this Agreement.

17.  Severability and Entire Agreement

If any provision of this Agreement shall be unlawful, void or unenforceable for any reason, such provision will be deemed severable and will not affect the validity of any remaining provision. The remaining provisions of this Agreement (and any partially-enforceable provision) shall not be affected by any defect in any invalid provision, and shall remain valid and enforceable to the maximum possible extent. You agree that this Agreement and any other agreements referenced herein may be assigned by Grameen Research Inc., in its sole discretion, to a third party in the event of a merger or acquisition. This Agreement shall apply in addition to, and shall not be superseded by, any other written agreement between us in relation to your participation as a User. The User agrees that by accepting this Agreement, User is consenting to the use and disclosure of their personally identifiable information and other practices, as described in our Website Privacy Statement. This Agreement and our Website Privacy Statement constitute the entire agreement between Grameen Research Inc. and the User with respect to the use of this Website and any services offered through this Website and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, written between the User and Grameen Research Inc..


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